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Mortgage & Finance Articles
| 10 Oct 2008 |
Bank of England Decision and Inflation
For only the second time in the Bank of England's history, rates were cut on 8th October by .5% to 4.5%.
What's even more surprising, this was a concerted move by a number of central banks around the... |
| 12 Aug 2008 |
Swap Rates
While it may be a little early yet to jump for joy about an economic recovery, recent movement has seen interest rates on mortgages reduce slightly.
Restored confidence (or more accurately, lack of... |
| 19 Jun 2008 |
The Bank of England’s Next Move
Until as recently as a few weeks ago, it was widely predicted by pretty much everyone in the know that the Bank of England would be dropping interest rates at least twice more this year in order to fe... |
| 13 Apr 2008 |
Redundancy Insurance
In uncertain times, affordable mortgage cover can be a god-send. Redundancy insurance pays out in the event that you are made involuntarily redundant. Normal cover compensates you for the mortgage pay... |
| 2 Apr 2008 |
Buy-to-Let Rental Income On The Increase
While there has been a great degree of coverage in the press as of late concerning recent uncertainty in the property market, there is one area that has outshone the others.
As fewer people a... |
| 5 Mar 2008 |
The Credit Crunch
Much ado has been made about recent events in the UK mortgage market. Notably, the nationalisation of Northern Rock. But how does this affect someone trying to get a mortgage?
A little background i... |
| 25 Jan 2008 |
Choosing a Buy-to-Let Property
Like with any business, you have to think about what the consumer wants. Many people think that people who rent property will want the same type of living space that they do.
This is not necessarily ... |
| 7 Jan 2008 |
How Much Can I Borrow?
Different lenders have different methods for calculating how much a potential client can borrow. At one time, it was as simple as 3 times joint income.
As lenders contiue to find new ways to ... |
| 26 Nov 2007 |
Home Information Packs
From 14 December, 2007, all homes going on sale in England & Wales will be required to have a Home Information Pack (HIP).
The packs were originally intended to go into force in the spring of 2... |
| 30 Oct 2007 |
Life Insurance
You need to consider a number of factors when choosing the right Life policy. Life insurance generally refers to cover that pays out a one-off lump sum, generally to cover the amount owing on a mortga... |
| 15 Oct 2007 |
Booking fees and Arrangement fees
Most mortgages come with a number of different fees. These normally include a booking or arrangement fee.
What are they though? Well, technically, they do each have their own definitions.
Booking fe... |
| 27 Sep 2007 |
Recent Market Turmoil and Northern Rock
Recent events have led to moderate turmoil in the markets and thrown Northern Rock into the limelight for all the wrong reasons.
But how is it all connected? Is it a one off, or a systematic failing ... |
| 16 Sep 2007 |
How To Reclaim Exit Fees
Exit fees are charged as a final administration fee when switching from one lender to another. They are sometimes also referred to as Sealing fees or Final Repayment fees.
Exit fees are&... |
| 5 Sep 2007 |
Getting Ready To Purchase Your First Property
Put yourself on the credit radar.
When you apply for a mortgage, the first thing a lender will do is check your credit record. This means if you have not established a credit history in ... |
| 29 Aug 2007 |
How Much Does It Cost To Buy A Home
There are many things that you need to consider when budgeting for a properpty purchase.
There is usually a product fee from the bank or building society (normally called a booking ... |
| 13 Aug 2007 |
Buying A Home During The Summer
Buying a property in the UK in the summer may not be such a bad idea after all.
There are three main peaks in the year when most property purchases get started.
The spring sees many p... |
| 6 Aug 2007 |
How To Pay Less Council Tax
Ever suspect you are paying too much council tax? Now there is a way to find out.
The banding of homes is not a fine science and you could be paying higher rates than your neighbours.
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Money4umortgages is a trading style of Jump Mortgages Ltd. Jump Mortgages Ltd is directly authorised and regulated by the Financial Services Authority. Jump Mortgages Ltd is entered on the FSA register (
www.fsa.gov.uk/register/) under reference 471562. The advice and/or advice contained within the website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK. The FSA do not regulate some forms of mortgage.
Your home may be repossessed if you do not keep up repayments on your mortgage.
